Sr. Manager or Director, Commercial Lender Finance Underwriter - Chicago or New York City
Location:
Chicago , Illinois
Posted:
February 08, 2017
Reference:
R12309
77 West Wacker Dr (35012), United States of America, Chicago, Illinois

Sr. Manager or Director, Commercial Lender Finance Underwriter - Chicago or New York City

Manage and/or assist in the origination, structuring, underwriting and closing of Asset-Backed Commercial Lender Finance opportunities including the negotiation of legal documents for individual transactions. Will play a lead role in managing potential structured products finance transactions through the credit approval process. Interact with senior management (e.g. CEOs and CFOs) of potential borrowers as a part of the diligence and closing process for new transactions. Assist portfolio management group in post-closing customer interaction and asset management, as necessary. 

Specific responsibilities include, but are not limited to: 
-Evaluate potential transactions to determine quality of lending opportunities and appropriate transaction structure to mitigate risk and maximize return on investment; 
-Identify specific merits, risks and mitigants for each transaction. Perform due diligence including industry, company and financial analysis; 
-Manage internal deal screening, risk analysis, pricing analysis and internal credit approval process; evaluate risk/return dynamics for proposed transactions;
-Draft and negotiate term sheets, commitment letters and loan documents; prepare internal memoranda for review and approval of new transactions; 
-Support legal documentation and execution of new transactions; 
-Travel to client sites to perform due diligence associated with potential financings; and 
-Construct and maintain detailed financial models; develop sensitivity analysis around key economic drivers.

-Experience in underwriting/credit analysis, transaction execution, and relationship management experience in Lender Finance.

-Experience in [both recourse and] non-recourse lending

-Sector experience in financial institutions, including some of the following financial sectors:

-C&I loans/Cash Flow Loans

-Equipment finance

-Factories

-ABL Lenders

-Student loan finance

-Floorplan finance

-Experience negotiating documentation with clients, other banks and institutional investors, and others (including rating agencies)

-Strong credit skills

-Strong analytical and modeling skills

-Able to work in team environment, able to deal with complexity and with multiple teams and deals at same time

-Proficient in generating PowerPoint presentations

-Strong written and oral communication skills

-Detail oriented

-Familiarity with financing options (and products) available to financial institutions, including cash flow lending, bond issuance, secured recourse lending, non-recourse lending (I.e. securitization), mezzanine credit, hedging. 

-Familiarity/experience with Agent roles and responsibilities

-Rating agency experience (corporate and structured products)

- Capital markets/ABS research experience

- Bachelor's Degree or Military Experience

- MBA

- CFA designation

- Completion of a bank credit training program

- At least 7 years of commercial underwriting experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position. 


A little about us:
Headquartered in McLean, Virginia, Capital One® offers a broad array of financial products and services to consumers.

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