About TD Bank, America's Most Convenient Bank® Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage productsOrigination focus to be on underserved, low and moderate income persons to achieve homeownership utilizing the bank's products for the geographic area of responsibility Researches organizations and agencies within the geographic area which are focused on providing services to low and moderate income persons and communities Establishes through direct outreach efforts, relationships with organization, realtors and governmental agencies which will support the bank's CRA programsRepresents the bank in community based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have as their primary focus providing services to low and moderate income personsExplains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs. Communicates terms and conditions of loans and finalizes sales. Sells other Company products and services as appropriate Guides customers through the mortgage application process. Explains information required and delivers required disclosures and other information to customers. Ensures applications are completed accurately and contain required information and supporting documentation. Manages expectations regarding processing times and closing dates together with customers. Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process as planned. Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on scheduleAttends closings as needed. Job Requirements Bachelor's degree or progressive work experience in addition to experience belowGrowing network of outside contacts to generate referral flowSelf-directed, ability to plan own activities to achieve sales goalsExcellent time management skillsPC skills, including knowledge of mortgage origination and automated underwriting systems Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) 3+ years related experience requiredEstablished network of community based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer educationDemonstrated sales abilityIn-depth knowledge of mortgage industry, products, lending practices and regulatory guidelinesGrowing network of outside contacts to generate referral flowSelf-directed, ability to plan own activities to achieve sales goalsExcellent time management skillsPC skills, including knowledge of mortgage origination and automated underwriting systemsAnnual loan originations generally of 50-70 LMI units
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com . Department Overview The Community Mortgage Loan Officer establishes and maintains relationships with community based organizations, Realtors, and
governmental agencies which result in lending opportunities for the bank to ensure full compliance with the Community Reinvestment Act. The
job sells and originates residential mortgage loans to a predetermined sales goal focused in CRA assessment area needs. The Community
Mortgage Loan Officer identifies and meets with prospects, explains various mortgage products available, determines best alternatives together
with prospects and finalizes sales. The job also works with community based organizations and municipalities to collect and submit subordinate
financing (Down payment assistance programs) for consideration in originating mortgages to low-moderated income borrowers. Job Description
#LI-HB1 Hours 40 Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you have a disability that requires an accommodation to complete the application process, please e-mail TD Bank's HR Compliance Department at email@example.com. Please include your full name, contact information and details about your request within the e-mail.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Province/State (Primary) New York City (Primary) Melville * Additional Cities in Primary State Melville
A little about us:
TD Bank is creating and sustaining a diverse and inclusive workplace that reflects the people, cultures and languages of the communities we serve.