Credit Portfolio Consultant 1

Job Description

Consumer Lending is an industry leader in supporting homeowners and consumers. We put customers at the center of all that we do. We make every decision - and design every product and service - with our customers in mind.

It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.

The Consumer Lending team includes Home Lending, Personal Lending, and Dealer Services, including the professional services teams that partner with these businesses and other key partners.

  • Join the #1 Overall Auto lender (Source: Autocount)

Our Dealer Services Credit Risk Management team provides credit quality guidance and portfolio and operational risk management through education and collaborative customer relationships, by providing professional expertise and empirically-based tools that support strategies and decisions to enhance productivity.

This Wells Fargo Dealer Services Credit Portfolio Consultant 1 will be responsible for the development, implementation and maintenance of credit risk strategies and other advanced analytical techniques for the Indirect Auto portfolio focusing primarily on Collections and Recoveries.

Responsibilities may include (but are not limited to):

  • Developing and implementing credit policy, procedure and strategies for Indirect Collections and Recoveries.
  • Monitoring and reporting on credit quality, trends and strategy performance.
  • Developing credit risk analysis and trends.
  • Collaborating with business partners and functional areas to improve collections strategies.
  • Detecting trends based on channel, product, vintages, risk score bands, etc. and making recommendations to management based on those trends.
  • Producing risk performance MIS monitoring and benchmarks reports that evaluate the critical impact of strategy.

*May be open to other Dealer Services locations

Required Qualifications

  • 1+ year of financial industry experience
  • 1+ year of risk management experience
  • 1+ year of SQL or SAS experience
  • 2+ years of risk experience; or a Master's degree or higher in a quantitative field such as statistics, economics, operations research, mathematics, engineering, or business

Other Desired Qualifications
  • A BS/BA degree or higher in a quantitative discipline
  • Auto Industry Experience

    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.