Credit Risk Oversight Project Management

  • Company: Discover
  • Location: Riverwoods, Illinois
  • Posted: December 16, 2017
  • Reference ID: P117153_S2
Discover. A more rewarding way to work.

At Discover Financial Services, you'll find yourself in the company of some of the industry's smartest and most reliable professionals. And at a company that rewards dedication, values innovation and supports growth.

Thrive in an environment that promotes teamwork and shared success. Build on a foundation of mutual respect. Join the company that understands rewarding careers like no other, with this exceptional opportunity:

Credit Risk Oversight Project Management

Job Description

The Credit Risk Oversight Project Manager will be responsible for developing, applying and enhancing credit risk oversight processes in support of and under the oversight of the overall Corporate Risk Management framework and system. Responsibilities will include evaluating and monitoring of consumer credit risk appetite, tolerance and thresholds. Also defining the process for monitoring the performance of the consumer credit portfolio and perform reviews of credit risk strategies, while using efficient trade-offs among key business metrics such as credit losses, receivables, and profit. This will necessitate identification, design and implementation of complex statistical and business analyses in support of business strategy.

The candidate will have strong ability to translate business objectives into analytical framework and solve them by using optimal trade-offs between risk and revenue metrics. He/she will work in a cross-functional environment with internal business partners such as Credit Management and Finance. The position offers a challenging environment for the right candidate to apply experience and knowledge in a creative manner while also providing a unique opportunity to influence management.
  • Design and implement comprehensive analysis as part of the credit review process, including evaluation of portfolio performance and impact from strategy changes
  • Establish and maintain effective portfolio tracking to monitor changes in the portfolio credit performance
  • Assess and effectively challenge Risk Appetite & KRI tolerances and thresholds
  • Review and effectively challenge the ALLL assumptions and calculations
  • Apply and enhance credit risk oversight policies, processes and procedures
  • Establish effective controls in the credit oversight process


Skills

Master's Degree

Preferred Field of Study: Statistics, Economics, Engineering, MBA or other quantitative discipline

Minimum 2 years of experience (3 years preferred) as a Credit Analyst, Data Analyst or Financial Analyst

SAS, SQL and knowledge of MS-Office Suite

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.

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