Residential Loan Closer

  • Company: Adecco
  • Location: Miami, Florida
  • Posted: December 06, 2016
  • Reference ID: 1026091227

Prepare closing package and instructions and investor required documents.
Reviews HUD-1 settlement statement for accuracy and completeness.
Coordinates and communicates with attorneys, title companies, settlement agents, loan officers and processors in scheduling all closings.
Verifies accuracy of information on all closing documents (legal names, legal address, terms, rate, title work and insurance)
Tracks closing files to confirm its return from the settlement agent in a timely manner.
Reviews and assembles post-closing package and prepares for delivery, ensures all documents are accurately signed and dated. Ensures all loan packages are complete with specific requirements.
Responsible for the timely delivery, follow up on post-closing conditions and funding of loans to ensure maximum profitability on all loans.
Examines loan documentation to ensure accuracy and compliance with all state and federal policies
Communicates with Mortgage Lenders, Operations and Management to maintain a high level of customer service.
Maintains a high level of efficiency to ensure closing dates are met.
Maintains current knowledge of all industry and bank program changes, policies and procedures.
Assist Loan Officer's by reviewing closing scenarios.

Five (5) years closing experience required.
Ability to analyze title reports, HUD-1's, tax searches and insurance policies is essential.
Detailed knowledge of regulations such as Truth in Lending and RESPA is required.
Detailed knowledge of standard closing procedures is required.
Must be extremely organized and detail oriented.
Proficiency in Spanish and/or Portuguese a plus.
Self-starter with excellent verbal and written communications skills required.
Outstanding interpersonal, communication and client servicing skills.
Strong in Excel, MS Word, Outlook, Microsoft Office.
Work independently as well as collaboratively within a team environment.
Establish and maintain effective working relationships at all levels of the organization.
Exceptional analytical skills.
Demonstrates flexibility and resilience in working in a rapidly changing, ever-evolving environment.
Proactive, self-motivator, self-starter, result driven out of the box thinker needed.

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