Senior Manager - Credit Review
Location:
Wilmington , Delaware
Posted:
February 08, 2017
Reference:
R18839
Oliver Evans (18222), United States of America, Wilmington, Delaware

Senior Manager - Credit Review

Job Description

Credit Review Senior Manager

Level: Senior Manager

Summary:

The Credit Review Senior Manager is responsible for executing an independent, risk-based assurance review of assigned platforms within Capital One’s Consumer credit portfolio, including assessment of credit practices, effectiveness of policy implementation and risk rating accuracy. The portfolios include Card (domestic and international), Auto Loans and Home Loans/ Home Equity. The Senior Manager will contribute towards the execution of the annual Credit Review operating plan and provide training, coaching and coordination of cross-functional teams within Credit Review in the process.  This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.

General Responsibilities

Execute the Credit Review function by:

  • Developing, managing and executing a risk-based review plan covering consumer line(s) of businesses both portfolio and transactional level testing
  • Assessing the accuracy of overall portfolio asset quality
  • Identifying credit process weaknesses
  • Identifying emerging trends and issues
  • Identifying gaps in credit policy
  • Aggregation and tracking of identified issues to resolution
  • Communication of Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
  • Report results and issues verbally and in writing to executive management and internal credit and risk senior executives.
  • Work with regulators and external auditors to provide assurance that Credit Review processes are sound.
  • Build and maintain high trust relationships with senior credit risk management, senior lending associates, and regulators
  • Act as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
  • Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.

Qualities Desired:

  • 3 years of experience influencing senior level executives or 3 years of experience influencing regulators

Basic Qualifications:

  • Bachelor’s degree or military experience
  • At least 10 years of experience in credit risk management or at least 10 years of experience in corporate credit analysis or at least 10 years of experience in a Credit Review assurance role

Preferred Qualifications:

  • Master’s degree
  • CFA, CPA
  • Formal Credit Training from a large national or regional bank or equivalent training in a regulatory office (e.g. OCC, Federal Reserve)
  • 12+ years of experience in credit risk management or 12+ years of experience in corporate credit analysis or 12+ years of a Credit Review assurance role

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.  


A little about us:
Headquartered in McLean, Virginia, Capital One® offers a broad array of financial products and services to consumers.

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